Stop losing money
to credit defaults.
Vodium Ledger is the WhatsApp-first credit ledger built for Nigerian vendors. Record a credit in 15 seconds. Auto-remind customers. Track every naira you’re owed from your phone, not an app.
₦0
to start
15 sec
to log a credit
60 days
free trial
127+
Active vendors
₦47M+
Credit tracked
4,800+
Customers with history
73%
Repayment rate
The platform
See everything.
From anywhere.
Your full credit book live on any browser. Add from WhatsApp. Review on web. Send reminders with one tap.
Mama Taiwo's Provisions
UNILAG Campus
Total owed
₦142,500
Paid this month
₦38,000
Overdue
7 credits
Recovery rate
71%
Overdue credits
Tunde Adesanya
100L/ECO/23
Bimpe Olawale
200L/LAW/22
Emeka Chukwu
300L/MED/21
Simple by design
Three steps.
Zero confusion.
01
Record credit on WhatsApp
Send ADD to your Vodium number on WhatsApp. We guide you through it. Name, amount, due date, done in 15 seconds. No app to download.
02
Auto-reminders to customers
Before repayment is due, a respectful WhatsApp message goes to the customer at the right time. No chasing from you. Dignity intact for them.
03
Track on your dashboard
Log in from any browser to see who owes, who’s paid, and what’s overdue. Mark payments with a tap. Know your cash position.
Everything you need
Built for the vendor.
Nothing extra.
WhatsApp bot
Every core action add credit, mark paid, view who owes works from the chat app you already use every day.
Credit tracking
Record any credit in 15 seconds. Set due dates, track amounts, and never lose track of a transaction again.
Credit scores
See how reliably any customer pays across the Vodium vendor network before you extend credit.
Smart reminders
Respectful WhatsApp reminders go out automatically. Students pay before the date. You recover without a single phone call.
Analytics dashboard
Monthly credit volume, recovery rate, top customers, overdue trends your whole book at a glance on any device.
Privacy & NDPR
Your customer data is encrypted and isolated. No other vendor can see your book. Fully compliant with Nigeria’s NDPR.
127 vendors trust Vodium Ledger
What vendors say
Real results.
Real vendors.
“Vodium saved me ₦45,000 last semester. Three customers I would have written off paid because of the reminders.”
Mama Taiwo
Provisions vendor, UNILAG, 63 customers tracked
“I check every customer's Vodium score before I give credit now. One customer had a score of 320, I said no. Turned out she owed 4 other shops. Game changer.”
Baba Wale
Food Canteen, OAU, 89 customers tracked
Pricing
Simple. Honest. Naira.
All plans include 60 days free. No credit card required. No hidden fees. Cancel any time.
Starter
₦2,000
/month after trial
Up to 50 customers. Perfect to get started.
- WhatsApp bot access
- Credit tracking
- Auto-reminders
- Web dashboard
- Up to 50 customers
Growth
₦5,000
/month after trial
Up to 200 customers + cross-vendor credit scores.
- Everything in Starter
- Cross-vendor credit scores
- Dashboard analytics
- Up to 200 customers
- CSV export
Business Pro
₦10,000
/month after trial
Unlimited customers. Full analytics. Priority support.
- Everything in Growth
- Unlimited customers
- Priority WhatsApp support
- Monthly report PDF
- API access (beta)