Credit infrastructure for ambitious Nigerian vendors.

Credit control in seconds

Know who owes you. Get paid sooner.

Credit tracking for vendors that just works record a credit on WhatsApp, and Vodium chases it for you.

Get Started See how it works
127+
Active vendors
₦47M+
Credit tracked
4,800+
Customers with history
73%
Repayment rate

The platform

Your whole credit book, live.

Add from WhatsApp, review on the web, send reminders with one tap.

Simple by design

Your ledger lives in WhatsApp.

Nothing to download and nothing to learn. You already know how to send a message that is the whole product.

  • No app to download
  • No training needed
  • 15 seconds per credit
  1. 01

    About 15 seconds

    Record credit on WhatsApp

    Send ADD to your Vodium number. We guide you through it name, amount, due date. Done in 15 seconds, with no app to download.

  2. 02

    Runs on its own

    Auto-reminders to customers

    Before repayment is due, a respectful WhatsApp message goes to the customer at the right time. No chasing from you, dignity intact for them.

  3. 03

    Any browser

    Track on your dashboard

    Log in from any browser to see who owes, who has paid, and what is overdue. Mark payments with a tap and know your cash position.

Everything you need

Built for the vendor. Nothing extra.

Everything you need to record, track and recover vendor credit securely, and from the phone already in your hand.

V

New credit logged

Mama Taiwo's Provisions

Amount due

₦8,500

Credit intelligence

See every open balance, due date and repayment in one place.

500ATCN

Customer history

Understand payment behaviour before you extend another credit.

Payment reminder

₦12,000

Due tomorrow · Tunde F.

View balanceI've paid

Smart reminders

Send polished, timely reminders without chasing customers yourself.

Encrypted at rest

NDPR · Nigeria

Customer
Tunde A.
Phone
+234 ••• ••17
Balance
₦••,•••

NDPR compliant

Customer records are encrypted and handled under Nigeria's data protection rules.

Another vendor · no access

Mama Taiwo's book

₦142,500

Only you can see this

Your book stays yours

Each vendor's data is isolated. No other shop can see your customers or balances.

No install · 0 MB

ADD

Customer name?

Tunde F.

Works on any phone

No app to download and no storage to spare if WhatsApp runs, Vodium runs.

Vendor Voices

“Vodium saved me ₦45,000 last semester. Three customers I would have written off paid because of the reminders.”
Mama Taiwo·Provisions vendor · 63 customers tracked

Pricing

Simple. Honest. Naira.

All plans include 60 days free. No card required, no hidden fees, cancel any time.

Starter

For small shops

₦2,000/ month

after your free trial

Get started

Up to 50 customers. Everything you need to get started.

  • WhatsApp bot access
  • Credit tracking
  • Auto-reminders
  • Web dashboard
  • Up to 50 customers

Not in this plan

  • Cross-vendor credit scores
  • Dashboard analytics
  • CSV export

Growth

Most popular

₦5,000/ month

after your free trial

Get started

Up to 200 customers, plus cross-vendor credit scores.

  • Everything in Starter
  • Cross-vendor credit scores
  • Dashboard analytics
  • Up to 200 customers
  • CSV export

Not in this plan

  • Unlimited customers
  • Priority WhatsApp support
  • API access (beta)

Business Pro

For multi-branch

₦10,000/ month

after your free trial

Get started

Unlimited customers, full analytics and priority support.

  • Everything in Growth
  • Unlimited customers
  • Priority WhatsApp support
  • Monthly report PDF
  • API access (beta)

Built for the vendor. Owned by Africa.

Vodium Ledger is the first step in Africa’s credit ecosystem. Every credit you track builds the graph that makes lending smarter for everyone.

Get Started