Blog

From the
Vodium team.

Insights on campus credit, Nigerian fintech, and the data we're seeing.

FEATUREDRESEARCH15 May 2026

Why Nigerian campus vendors lose ₦2.4 billion to informal credit every year

We surveyed 300 campus vendors across 12 universities. Here's what the data says about Nigeria's informal campus credit market and why it's ripe for disruption.

Adewale Okafor8 min read
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PRODUCT28 May 2026

How Vodium recovered ₦2.3M in campus credit defaults in 90 days

Our pilot cohort of 23 vendors tracked ₦6.1M in credit over three months. Here's what we learned about what makes vendors actually recover their money.

Chidinma Eze5 min read
GUIDE3 June 2026

The WhatsApp credit tracking guide for Nigerian campus vendors

Step-by-step: how to use Vodium Ledger's WhatsApp bot to record credits, send reminders, and track repayments all without leaving WhatsApp.

Amaka Nwosu4 min read
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